APA (7th ed.) Citation

Rajan, A., Begg, I., & Merle, V. (1995). New working practices in banking and insurance. Luxembourg.

Chicago Style (17th ed.) Citation

Rajan, Amin, Iain Begg, and Vincent Merle. New Working Practices in Banking and Insurance. Luxembourg, 1995.

MLA (8th ed.) Citation

Rajan, Amin, et al. New Working Practices in Banking and Insurance. Luxembourg, 1995.