Report on maternity insurance

1927 1927 1920s 16 pages 7 In 1913, the payment of cash benefits under the National Health Insurance Act came into force. This Act which is supported by the contributions of three parties — the State, employers, and employed — provided as one of the statutory benefits a Materni...

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Bibliographic Details
Institution:MCR - The Modern Records Centre, University of Warwick
Language:English
English
Published: London : Co-operative Printing Society Ltd. 1927
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Online Access:http://hdl.handle.net/10796/BFBD8187-35F6-4436-8040-770F1AE0BE1B
http://hdl.handle.net/10796/F0B3C0A3-3B48-4788-8EE6-7C83D33C1F3A
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Summary:1927 1927 1920s 16 pages 7 In 1913, the payment of cash benefits under the National Health Insurance Act came into force. This Act which is supported by the contributions of three parties — the State, employers, and employed — provided as one of the statutory benefits a Maternity Benefit for employed women and the wives of employed men ; which takes the form of a money grant. Maternity Benefit is not administered by the Local Authorities but through societies "Approved" by the Minister for the purpose. The Industrial Assurance Societies, Friendly Societies, and Trade Unions have Approved Societies connected with them under the central control of the Ministry of Health. There are sections of the Act which had for their object the corelation of the activities of Local Authority and Approved Society. These, however, have been found unworkable. The State contributes one-seventh men (one-fifth women) of the cost of the benefits and their administration, the balance of the cost being borne by a contribution of 9d. for men and 8½d. for women in respect of each week or part of a week of employment ; the employer pays 4½d., the man 4½., and the woman 4d.* Membership is compulsory on all employed persons between the ages of 16 and 70 (65 after 1928) years of age, who are manual workers, and on those in non-manual occupations whose remuneration does not exceed £250 a year. The number of employed persons in the United Kingdom is roughly 15,000,000 ; of this number about a third are women. The benefits provided under the scheme are :— 1. Medical Benefit, i.e., medical treatment and attendance, including the provision of proper and sufficient medicines and of the prescribed medical and surgical appliances. 2. Sickness Benefit, i.e., periodical payments, during incapacity for work through illness. The normal rates of Sickness Benefit are 15s. a week for men, and 12s. a week for women, commencing on the fourth day of incapacity and continuing for a maximum period of 26 weeks, the actual average rates of Sickness Benefit being paid as a result of the surpluses declared at the Second Valuation of Approved Societies (1922-23) are approximately as follows : Men 18s. a week, women 15s. a week. 3. Disablement Benefit, i.e., a continuance of periodical payments during illness at the reduced rate of 7s. 6d. a week for both men and women, after the title to Sickness Benefit has been exhausted, the actual average rate being paid since the Second Valuation is, approximately, men and women 9s. a week. * The proportion in 1925 was 5d. each for employers and employed in the case of men (total 10d.), 5d. for employer and 4d. for employed in the case of women (9d.). These alterations were due to the finances of the Widows', Orphans' and Old Age Contributory Pensions Act. 292/824/1/114
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