Report on the Beveridge proposals
1943-01-19 1943 1940s 20 pages 17. 6. INDUSTRIAL ASSURANCE. Should death benefits be part of a State scheme? If they are so included is there any reason why the existing Insurance Institutions should not be permitted to administer them - rather than by setting up a State Office and State Agencies fo...
| Institution: | MCR - The Modern Records Centre, University of Warwick |
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| Language: | English English |
| Published: |
19 January 1943
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| Online Access: | http://hdl.handle.net/10796/0937D7FE-9F54-4CD6-B1AD-FD16C8F42F92 http://hdl.handle.net/10796/1F98F791-9154-43D5-83D6-281281552648 |
| Summary: | 1943-01-19
1943
1940s
20 pages
17. 6. INDUSTRIAL ASSURANCE. Should death benefits be part of a State scheme? If they are so included is there any reason why the existing Insurance Institutions should not be permitted to administer them - rather than by setting up a State Office and State Agencies for such a purpose? Should Industrial Assurance be converted into a State Service? The policy generally favoured by the Committee is as follows:- (a) A State death benefit should be available of no higher amount than may be regarded as reasonable as a result of investigation, so as to avoid putting up the cost of funerals. (b) Contributions for such a benefit to be collected through the insurance stamp. (c) The Industrial Assurance Companies and Collecting Societies to be free to deal with policies over the amount which is hereafter decided as appropriate for the State benefit. (d) There should in any event be separate legislation to deal both with the costs of administration and with lapsed policies under the present system of industrial assurance. 7. SAFEGUARDS. Is it possible, now that the Scheme suggests that many benefits should be made during life, to ensure that unemployment and disability benefits are not abused? Unemployment Benefit. The Committee feels that the requirement to undergo training for those still unemployed after six months, whilst desirable from the point of view of increasing the mobility of labour, as between one occupation and another, is an inadequate safeguard against malingering. It may be some time before adequate facilities for training could be made available, and it is difficult to see how this sanction could be enforced if large numbers objected. Reference has already been made in Clause 14 of the Report to the restriction to six months of the statutory right to unemployment benefit. It should be pointed out that safeguards against
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| Physical Description: | TEXT |