Social Security Guide : The White Paper and the Beveridge Report Compared
1944-10-01 1944 1940s 20 pages should be administered direct by the Ministry of Social Security. (At present groups of insured persons may form themselves into Societies which, if "Approved" by the Minister of Health may be responsible for administering a large part of the Health I...
|Institution:||MCR - The Modern Records Centre, University of Warwick|
London : The Social Security League
1 October 1944
should be administered direct by the Ministry of Social Security. (At present groups of insured persons may form themselves into Societies which, if "Approved" by the Minister of Health may be responsible for administering a large part of the Health Insurance Acts among their own membership. Such Approved Societies are strictly non-profit making. But organisations conducting other forms of insurance or Friendly Society business find it useful also to run Approved Societies which introduce them to many persons who may make use of the other facilities of these organisations). The Government agree with Sir William Beveridge that Approved Societies shall be abolished. In future all social insurance benefit will be administered direct by the Government, working through the local offices of the Social Insurance Department. Secondly, Beveridge suggested that an Industrial Assurance Board be set up to run industrial assurance (commonly called burial assurance) insurance by premiums collected at not more than two-monthly intervals. He suggested that:— "The Board would have a statutory monopoly of the use of collectors and would be authorised to undertake life assurance whether through collectors or otherwise, up to a low maximum sum assured, say £300." (Para. 190). The Board would, of course, honour all existing rights of those now insured. Sir William's reasons were, briefly, that this would provide a cheaper administration, that it would protect poor persons from pressure to over-insure, and that it would eliminate certain other abuses of the present system. The Government reject the Bevridge [Beveridge] suggestion and will leave industrial assurance as it is. They will however pay a flat-rate death benefit. Even this the insurance companies oppose in case it should damage their industrial assurance business. Recently the Social Security League published a pamphlet* on this subject, pointing out that death benefit should be accompanied not only by Government handling of industrial assurance, but also by reform and control of funeral administration, including cemeteries, crematoria, and the undertaking business. 10. WORKMEN'S COMPENSATION In future the phrase Workmen's Compensation will drop out of use, and Industrial Injury Insurance take its place. Sir William Beveridge recommended that this become a social service and no longer dependent on individual litigation. The Government agree. They will absolve the individual workman from the difficulty of proving that his injury really did arise out of and in the course of his employment. Secondly, the Government accept Sir William's point that payment in respect of industrial injury shall no longer be provided by the employers' insurance. The scheme will be publicly financed and the injured workman will not find himself pitted against his employer's insurance company. Thirdly, the Government go even farther than Sir William in their insistence that payments under *Funeral Reform, Joan S. Clarke, Social Security League, 1944. 6d. 15